Give Yourself an Annual Financial Check-Up
Shopping online can save you time and money. Here are a few tips to do it safely and smartly. Just in time for the holidays!
Did you know the United States is the 5th most generous country in the world out of 153 ranked countries? According to the World Giving Index (WGI), which was compiled by the Charities Aid Foundation using data gathered by Gallup, the index found that 57% of the U.S. population donates money, volunteers their time or helps a stranger on a monthly basis.
The volatility in the stock market over the past few years has resulted in many investors seeing their retirement accounts shrink in value. While the stock prices may rise over time, many individuals are being forced to re-examine their retirement plans. For individuals with less time until their planned retirement, a review of their financial future may be essential.
Next Monday, November 11, is Veterans Day, which honors all people who have served in the Armed Forces, both living and deceased. In honor of Veterans Day, we are dedicating this week’s blog to active and previous Service Members.
One of the most common and easiest estate planning tools is simply giving assets to a family member. The tax laws enable gifting up to $14,000 to anyone per year without triggering the need to file a gift tax return for 2013. In fact, a married couple can elect a technique called “gift splitting” and give up to $28,000 per year. It doesn’t matter what form the gift takes – cash, securities or some other asset.
Whether a start-up or growth phase, most businesses ultimately need to borrow money. Here are some items to consider before borrowing.
If you are newly married, or planning on getting married soon, be sure to allocate some time to considering some of the financial aspects of marriage. Marriage is a big step and will change how you think about and handle your finances, and it can also be the source of anguish in a marriage.
Enjoying your work and helping your staff to enjoy working for you can lead to higher productivity, lower turnover and a better organization. Here are some ideas you may find useful.
The leaves haven’t turned yet and it’s still warm outside, but rest assured winter is coming. Being prepared to face everything from a mild winter to weeks of arctic cold and snow is a challenge we face each year. While predicting the upcoming season can be daunting, saving money during the cold months is quite easy. These 6 energy-saving improvements can help anyone stand up to Old Man Winter at his worst.
© 2013 Standard Bank and Trust Company