International Debit Card Security Program
Community banks take your account security very seriously. We have started fighting debit card fraud by offering a free service designed to safeguard your account by blocking international credit transactions.
Effective August 1, 2011, Standard Bank joined the fight and began blocking the following international credit transactions:
- Debit MasterCard purchases made in a foreign country
- Debit MasterCard purchases or payments made through a company that is located outside of the United States
- Debit MasterCard purchases or payments made and the transaction is processed by a payment processor that is located outside of the United States
If you choose “Credit” when making a purchase, you will be asked to sign. For these “Credit” purchases to be approved, you must notify Standard Bank before your trip. We will then enable your Debit MasterCard to work as a credit outside of the United States.
Please note: Foreign ATM and PIN- based transactions will not be affected by this change. If you plan on always using your PIN with your Debit MasterCard while traveling internationally, then you do not need to notify us of your travel plans.
It is always wise to carry another credit card while traveling, so you have more than one payment option available.
If you have any further questions do not hesitate to contact us. We are always happy to help our customers with account security. Stop in a branch or give is a call at (866) 499-2265.