Mortgage Preparation Steps

The process of buying a home can be lengthy, taking up to approximately  6 months. There are many steps that should be taken into consideration before taking on a mortgage. Check Your Credit Report and Credit Score. Lenders are much Continue reading

Seven Steps to Spring Clean Your Finances

The season for spring cleaning is right around the corner and while many may be focused on organizing closets or scrubbing floors, we  encourage consumers to clean up their finances as well.  Spring is a great time to take a hard Continue reading

The Income Tax Advantages of Home Ownership

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Owning a home is the American dream.  In the most basic definition a home is viewed as shelter and a place to live, however, owning your home not only provides a residence and emotional satisfaction, it also provides financial and Continue reading

IRS’s Dirty Dozen Tax Scams for 2015

The Internal Revenue Service wrapped up the 2015 “Dirty Dozen” list of tax scams with warning to taxpayers about aggressive telephone scams continuing coast-to-coast during the early weeks of this year’s filing season. The aggressive, threatening phone calls from scam Continue reading

IRS Announces IRA Rollover Rule Change

Starting January 1, 2015 the IRS will begin enforcing a new interpretation of the rule that limits the number of nontaxable IRA rollovers an individual can complete. Because of this, IRA owners will need to tread even more carefully when Continue reading

Protect your Small Business from Financial Fraud

Cyber attacks against small businesses are growing increasingly sophisticated. Hackers use spoofed emails, malicious software and online social networks to obtain login credentials to businesses’ accounts, to transfer funds from the accounts and to steal private information, a fraud referred to Continue reading

Making Annual $14,000 Gifts

What is the simplest estate planning tool around?  Gifting!  Make substantial annual gifts now while you can control the funds with flexibility.  Reap the benefits and fun of being with your heirs and others as they enjoy your generosity. In Continue reading

Reminder – Review your Credit Report Regularly

stack of credit cards

In light of the latest retailer security breach, we think it is important to remind everyone to check your credit report annually and to be vigilant about monitoring your bank and credit card account activity.  Maintaining a solid credit history Continue reading