Don’t Hold US Savings Bonds After Interest Has Stopped

United States Savings Bonds have been one of the most popular ways for Americans to save for over 75 years. As a result of purchases or gifts, more than 55 million people currently own over $180 billion in savings bonds.
Even though paper savings bonds are no longer sold at financial institutions, investors can redeem them at financial institutions.  Electronic savings bonds are available at TreasureyDirect®.savings bond

Some savings bonds have stopped earning interest. Savings bonds earn interest for different lengths of time depending on the series and when the bond was issued. It is important to check any savings bonds you have to make sure they are still earning interest. This is especially true for the popular Series E bonds and savings notes.

As of June 1st, the following savings bonds no longer earn interest:

Series Issue Date
EE January 1980 through June 1984
HH January 1980 through June 1984
Savings Notes All Issues
A, B, C, D, E, F, G, H, J, K All Issues

If your savings bonds have stopped earning interest, you should cash them in or exchange them.

The savings bond web site, www.savingsbonds.gov provides information about the savings bond program and offers a tool called Savings Bond Wizard. This “wizard” can help track values, maturity dates and other information about savings bonds.

Many individuals have forgotten about savings bonds purchased decades ago. If you think you may have some savings bonds, it is a good idea to find them, make sure they are still paying interest and include them in your total financial planning activities.

If you have bonds that you would like to cash in and are looking for options to invest your earnings why not consider meeting with one of our financial advisors.
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