I began my career in banking as a result of buying my first home. I was referred by a family member to a mortgage broker in order to apply for a loan. Being a first-time homebuyer and not knowing what to expect, coupled with the fact that as it turns out, the mortgage broker was more interested in a commission than me; the process wasn’t enjoyable to say the least. Fortunately for me, I went with another mortgage lender that walked me through the loan process, from start to finish. Not long after moving into that home, it came to me, there are a lot of Veteran’s out there just like me buying their first home; and they could benefit from having one of their own, committed to walking them through the process. So, after serving in the Marine Corps, Infantry, and majoring in Political Science in school; on a whim, I applied for a home lending position with a bank. Needless to say, I got that job and thus began my career in banking. Over the years, I had the opportunity to help many individuals and families buy their first home, refinance their existing home and help them achieve their financial goals.
Referring to our Veterans, John F. Kennedy once said; “As we express our gratitude, we must never forget that the highest appreciation is not to utter words, but to live by them.” Here at Standard Bank, we are always grateful for the sacrifices of the brave men and women who defend this great nation. We are dedicated to helping our heroes achieve their financial goals, both now and down the road. At Standard Bank, we are committed to being your trusted financial advisor.
There have been some pretty significant changes with regard to the VA home loan over the last several months and there are a number of special programs for Veterans, Reservists and National Guard members.
Veterans and Service members have sacrificed so much to safeguard the American dream for all of us; we feel it’s time to help them reach theirs. This special program offers a variety of plans to make it easier than ever for Veterans to purchase a home, with a low down payment-or even no down payment-and help with closing costs.Down payment and closing cost assistance
- Programs for first-time buyers, move-up buyers, and refinancing
- Affordable, flexible terms with low or no down payment needed
- Easy to apply, with help from a knowledgeable mortgage professional. We will even assist you with obtaining your VA home loan eligibility letter.
Mention this article and be eligible for a $250 credit towards closing costs on any mortgage application before September 30 2012!
Call or visit your neighborhood Standard Bank branch for a free consultation with a mortgage professional. Or, learn online at: www.mortgages.standardbanks.com
About the author:
Jeff Ficaro, Oak Forest Branch Manager, is a former U.S. Marine; proudly serving from ‘96-‘03. His time overseas included participation in Operation Deny Flight, Operation SilverWake and Operation Southern Watch, twice. He is a member of the VFW, American Legion and the Marine Corps League.