Whatever comes your way

The possibility of public emergencies arising in the United States concerns many people in the wake of recent hurricanes, tsunamis and extreme cold weather. Though some people feel it is impossible to be prepared for unexpected events, the truth is that taking preparedness actions helps people deal with disasters of all sorts much more effectively when they do occur. emergency

Get a kit. If disaster strikes your community, you might not have access to food, water, or electricity for some time. By taking time now to prepare an emergency water, food and disaster supply kit, you can provide for your entire family

Even though it is unlikely that an emergency would cut off your food supply for two weeks, consider maintaining a supply that will last that long. You can prepare an emergency food supply using canned goods, dry mixes, and other staples you might already have sitting in your pantry. And don’t forget to take your pets and service animals into account!

Aside from the essentials here are a few important items to have in any kit:

  • Flashlight
  • Battery powered or hand crank radio
  • Extra batteries
  • First aid kit
  • Medications and medical items
  • Multi­purpose tool
  • Sanitation and personal hygiene items
  • Copies of personal documents
  • Cell phone with chargers
  • Family and emergency contact information
  • Extra cash
  • Emergency blanket
  • Map(s) of the area

Make a plan. Prepare in advance and work together as a team to develop a plan that everyone understands and is comfortable using. Create a family disaster plan including a communication plan, supply kit, evacuation plan and  checklist. Best of all practice your plan to remind each other of the severity of emergency situations.

Maintain a healthy state of mind. Everyone has their own ways of dealing with stressful situations. Resilience-the ability to adapt well to life’s ups and downs-can help manage stress and feelings of anxiety. Everyone can develop resilience. It involves thoughts and actions that can be learned and practiced over time. Anyone who experiences a disaster is affected by it, whether directly or indirectly through location, family or friends, or exposure to media coverage of the event.

Standard Bank can help. While it is uncertain if you will ever be faced with a crisis whether it’s life threatening or financial, being prepared is a great way to improve your odds and ensure the future. Starting to save for retirement early on will help alleviate the pressures you face farther down the road. At Standard Bank we have professional staff that can help you manage your money and plan for the future. Learn more today!

IRA

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